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The AI Teammate That Finishes the Work — Not Just the Draft.

Microsoft Dynamics 365 Business Central unifies finance, supply chain, sales, and reporting on one intelligent platform — localized for Philippine tax and BIR requirements, and implemented by the country’s most-awarded Microsoft partner.

The shift

Your Copilot license just stopped being an assistant — and became a teammate.

For two years, Copilot has helped your people work faster. Cowork is a different category: it takes the work off their plate entirely, runs it end to end, and hands back something finished.

Copilot Chat · the assistant

Helps you do the work

  • · Answers questions and drafts content, one turn at a time
  • · Waits for the next prompt before doing anything else
  • · Hands you a starting point you still have to finish
  • · Lives in the moment — no long-running task in the background
Copilot Cowork · the teammate

Does the work for you

  • Runs complex, multi-step tasks from start to finish
  • Works across Outlook, Teams, Word, Excel, PowerPoint and the web
  • Returns a finished deliverable, not a draft to rebuild
  • Executes in the background — and pauses for your approval
How Cowork works

Describe the outcome. Cowork handles the steps.

You stay in control the whole way through — Cowork shows each action in the conversation, and waits for your approval before anything leaves your hands.

1
Assign the task
Tell Cowork what you need in plain language — "prepare the Q2 board pack" — the same way you'd brief a colleague.
2
It gathers context
Cowork reads across your organization through Work IQ — your files, emails and meetings — using only what you can already access.
3
It executes the work
It drafts emails, builds documents and decks, posts in Teams, browses the web via Edge, and calls connected plugins — step by step.
4
You approve & it delivers
Every consequential action pauses for your go-ahead. You ship a finished result — and keep a full audit trail of what happened.
Why this is the case for Copilot

Cowork is the reason to put Microsoft 365 Copilot to work.

A Copilot license has always promised time back. Cowork is what turns that promise into delivered output — it’s the capability that finally makes the per-seat investment pay for itself across a whole business unit.

"Cowork doesn't replace your Copilot license. It's the reason to expand it."

Here’s the commercial model in plain terms — two layers, both worth getting right before you switch it on:

1
The prerequisite

Microsoft 365 Copilot license

A per-seat Copilot subscription is required to access Cowork. This is the foundation Tech One helps you size correctly to your eligible Microsoft 365 plan.

2
The usage layer

Copilot Credits — pay for outcomes

Cowork tasks are billed by usage — USD 0.01 per Copilot Credit pay-as-you-go, or an annual prepaid plan for a lower rate. Cost scales with the model, context, tools and runtime each task uses. Tech One sets the spend controls, alerts and forecasts so adoption never outruns your budget.

What makes it different

Why Cowork wins where standalone AI agents stall.

Plenty of tools now claim to “act.” Cowork is the one that acts inside the systems your business already runs on — with the governance regulated industries actually require.

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Native to where work lives

Cowork is grounded in your real business data through Work IQ — your documents, emails and meetings — not generic internet content. No data exports, no bolt-on app.
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Multi-model, not locked in

Runs on Anthropic Opus 4.8 and Sonnet 4.6, with GPT-5.5 in Frontier and Cowork 1 coming. Match the right model to each task — power where it matters, efficiency where it doesn't.
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Governance is inherited, not added

Prompts, actions and outputs flow through Microsoft Purview — eDiscovery, sensitivity labels, audit logging and role-based access — so compliance comes built in.
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Completes work end to end

It doesn't stop at a suggestion. Cowork runs long-running, multi-tool tasks in the cloud and returns a finished deliverable — collapsing days of manual work into a morning.
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Cost-efficient by design

Microsoft's own analysis puts Copilot Cowork at roughly 30–40% lower cost than Claude Cowork run through its Microsoft 365 connector — and you pay only for the work you run.
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You stay in control

Cowork pauses for your approval on each consequential action and shows its steps as it works — so autonomy never means losing oversight.
Security & context

Enterprise-grade by inheritance — and it knows how you work.

For most decision-makers, the first question about any AI isn’t “what can it do?” — it’s “where does our data go?” With Cowork, the answer is simple: nowhere it shouldn’t. And because it’s grounded in your own organizational context, it’s sharper and more efficient than any general-purpose tool.

It works the way you do

Grounded in your organizational context

Cowork grounds every task in your own emails, meetings, messages and files through Work IQ — drawing on signals across Outlook, Teams, Excel and the rest of Microsoft 365.

The result: it acts with the same understanding of your business that you bring to your own job. That means less prompting, fewer corrections, and output that already fits how your organization actually works.

→ Less prompting. Sharper output. Real efficiency.

It never leaves your security perimeter

Three things that stay true on every task

  • It runs inside your existing boundaryCowork operates within Microsoft 365's security and governance boundaries. Your identity, permissions and compliance policies apply by default — not as an afterthought.
  • It sees only what the person already canEvery task is scoped to data that user is already permitted to access. Cowork can't surface anything they couldn't open themselves.
  • It's sandboxed and fully auditableTasks run in a protected, sandboxed cloud environment. Every action and output is logged — so work progresses safely, even across devices.
Microsoft Purview eDiscovery Sensitivity labels Audit logging Role-based access Data residency Sandboxed cloud Access-scoped grounding Customer Lockbox

Tech One’s role: we configure each of these controls to the Data Privacy Act and your regulator’s expectations — and verify your tenant’s data residency — before a single task runs.

Business impact

The numbers behind the Copilot investment.

Independent research on Microsoft 365 Copilot sets the baseline. Cowork compounds it — by turning saved minutes into completed tasks.

116%

3-year ROI for the composite enterprise
Forrester TEI

9hrs

saved per user, every month
Forrester TEI

$19.7M

net present value over 3 years
Forrester TEI

up to 353%

projected ROI for SMBs
Forrester TEI (SMB)
Banking · case reference
39,000 hours
saved per year at a major commercial bank by automating routine communications with Microsoft 365 Copilot.

Investment management · pilot
2,300+ hours

reclaimed in a single pilot at an investment corporation — with 10–20% productivity gains reported by 84% of users.
What you can delegate

Real work, handed off — across every team.

These aren’t demos. They’re the kinds of multi-step jobs Cowork closes out from start to finish.
Leadership & PMO
Native to where work lives
Pull last week's project updates from Teams and email, reconcile against the plan, and build a board-ready status deck — ready for your edit, not a blank slate.

Finance & operations
Month-end reconciliation

Compare figures across thousands of records in Excel, flag the exceptions, and draft the variance memo with each number cited to its source row.

Sales & revenue
The stalled-pipeline sweep

Point Cowork at the pipeline and get back a ranked list of at-risk deals — with the exact follow-up that went cold on each — in a morning, not a week.

Marketing
Campaign-to-content engine

Turn a one-line brief into a structured newsletter, a slide narrative, and the follow-up emails — drafted on your template and queued for approval.

IT & engineering
The version-diff marathon

Compare thousands of files across two product versions and produce a structured change report — work that used to take weeks, done end to end.

HR & enablement
Onboarding in a day

Summarize the last month of context for a new hire, assemble role-based training materials, and draft their first-week plan — so they ramp faster.
By industry

Built for the work — and the regulators — of your sector.

Independent research on Microsoft 365 Copilot sets the baseline. Cowork compounds it — by turning saved minutes into completed tasks.

Lead vertical · BFSI

Banking, Financial Services & Insurance

Where every output is auditable and every figure must trace to source — Cowork does the heavy lifting while Purview keeps it compliant.

→ Less prompting. Sharper output. Real efficiency.

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Professional services & finance teams
Proposal generation, engagement summaries, and partner reporting — drafted from your knowledge base and ready to review.
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Manufacturing & supply chain
Supplier comparison reports, dependency flow charts after every change, and operations updates compiled across teams.
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Retail & distribution

Sales-trend analysis from Excel, store-performance recaps, and merchandising briefs generated on demand.
Business Insurance
Public sector & non-profit
Program reporting, stakeholder communications, and grant documentation — within strict data-handling boundaries.
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Technology & ERP teams
Release notes, configuration documentation, and cross-version analysis for Dynamics 365 and Oracle NetSuite environments.
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Education
Course material drafting, administrative reporting, and faculty communications — freeing staff for higher-value work.
Why Tech One Global

The Philippines' go-to partner for governed Microsoft AI.

Anyone can sell you a license. Cowork’s value is decided by the deployment behind it — and that’s where the most-decorated Microsoft partner in the Philippines changes the math.

Microsoft Country Partner of the Year
Philippines

6/6

Microsoft Solutions Partner designations
Earned in full

11

Advanced specializations
Audited, deep expertise

Credentials you can't fake. Governance you can't skip.

Six of six Solutions Partner designations and eleven advanced specializations aren’t badges — they’re audited proof that Tech One delivers across the full Microsoft Cloud: Modern Work, Security, Azure, and Data & AI. It’s why regulated Philippine enterprises hand us the hard part.

"Cowork acts on your data. We make sure it acts inside your security perimeter, your budget, and the Data Privacy Act."

NPC Privacy Seal–Certified Microsoft & Oracle Partner BFSI & regulated-industry specialists

Governance & data-readiness first

We audit access and data hygiene before Cowork touches anything — so it never surfaces what it shouldn't.

Spend control built in

We forecast Copilot Credit usage and set limits, alerts and reporting — so usage-based billing stays predictable.

Role-based adoption

Enablement built on your real workflows and AI champions — not generic demos that don't survive Monday morning.

The full journey

From readiness assessment and licensing through deployment, enablement and ongoing adoption support.

Questions, answered

Copilot Cowork, in plain terms

What is Copilot Cowork?

Copilot Cowork is the agentic AI experience inside Microsoft 365 Copilot. Instead of only drafting or suggesting, it runs complex, long-running, multi-step tasks from start to finish — drafting and sending emails, building Word, Excel, PowerPoint and PDF files, posting in Teams, managing your calendar, and searching your organization through Work IQ. It became generally available worldwide in June 2026, and you approve each action before it happens.

Yes. Copilot Cowork requires a Microsoft 365 Copilot per-seat license as the prerequisite. On top of that, Cowork tasks are billed through usage-based Copilot Credits — either pay-as-you-go at USD 0.01 per credit, or an annual prepaid plan with a lower per-credit rate. Tech One reviews your current Microsoft 365 plan and recommends the most cost-effective path during your readiness assessment.

Cowork uses usage-based pricing measured in Copilot Credits. The cost of each task depends on the model used, the context it pulls in, the tools it calls, and how long it runs. Pay-as-you-go is USD 0.01 per Copilot Credit, with an annual prepaid option for a lower rate, on top of a Microsoft 365 Copilot license. Because cost scales with usage, Tech One helps you forecast and govern spend — with limits, alerts and reporting — before you switch it on.

Copilot Cowork inherits your existing Microsoft 365 security and compliance controls — Microsoft Purview eDiscovery, data retention, sensitivity labels, audit logging and role-based access — and works only with content a user can already access. As an NPC Privacy Seal–certified partner, Tech One configures these controls and runs a governance and data-readiness review so your deployment aligns with the Data Privacy Act and regulator expectations such as the BSP. For regulated industries, verifying your tenant’s data residency setting is a required first step, not optional.

Cowork runs entirely within Microsoft 365’s security and governance boundaries — your identity, permissions and compliance policies apply by default. It only works with data the user can already access, it runs in a protected, sandboxed cloud environment, and every action and output is logged and auditable. Inherited controls include Microsoft Purview eDiscovery, sensitivity labels, audit logging, role-based access and Customer Lockbox. Tech One configures these to the Data Privacy Act and verifies your tenant’s data residency before deployment.

Copilot Chat answers questions and drafts content turn by turn. Copilot Cowork completes work — it plans a task, executes it across your Microsoft 365 apps and the web, and returns a finished result rather than a suggestion, while keeping you in control of each step.

At general availability, Copilot Cowork runs on Anthropic models including Opus 4.8 and Sonnet 4.6. GPT-5.5 is available in the Frontier preview program, and Microsoft has announced Cowork 1, a fine-tuned model designed to handle everyday tasks at lower cost. You’re not locked into one model — Cowork can match the most efficient option to each task.

Get started

Don't switch on Cowork. Deploy it right.

Start with a Tech One readiness assessment. We’ll establish your data-readiness, the most cost-effective licensing path, and a governed rollout plan mapped to your sector.